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*The use of Merck’s name is neither a testimonial nor endorsement of APS, or APS' wealth management services, by Merck & Co., Inc. ("Merck"), or any current or former employee of Merck. Additionally, Merck does not recommend, employ, or contract with APS to provide these services to Merck, or any of its employees. Merck’s name is strictly used to identify APS’ selective client niche, as determined solely by APS. While APS may, on occasion, work with clients employed at other firms besides Merck, our primary focus is building relationships and sharing our more concentrated knowledge exclusively about, and for, Merck executives/retirees and their families, when selected to do so by those individuals.